MK Finance
Sample message
Congratulations! Your loan application has been approved.
- Loan Amount
- ₹25,000
- Loan Tenure
- 30 days
- Processing Fee
- ₹500
- Repayment Date
- 11 Nov 2026
Short-term personal loans
Short-term personal loans, without the paperwork marathon
Apply online in five minutes. Our team reviews your application personally and transfers the approved amount directly to your bank account.
Questions? Call us on +91 00000 00000.
- Decision within one working day
- Terms confirmed in writing before disbursal
- Direct transfer to your bank account
Transfer received
12 Oct 2026
+₹25,000
Credited to salary account
Repayment due in 3 days
Sample values for illustration. Your terms are confirmed in writing before disbursal.
- Mumbai
- Five-minute online form
- Pune
- ₹5,000 to ₹1,00,000
- Bengaluru
- Tenure 7 to 90 days
- Hyderabad
- Decision within one working day
- New Delhi
- Terms in writing before disbursal
- Direct bank transfer
Why MK Finance
Short-term credit that is quick, plain and handled by people
No app to install, no account to create and no surprises in the terms. You apply, we call, and the money reaches your bank account after approval.
Apply in minutes
One short form. No app to install, no account to create.
Clear terms
Loan amount, interest, fee and repayment date are confirmed in writing before disbursal.
Direct transfer
The approved amount goes straight to your bank account.
Personal service
A real person handles your application from start to finish.
What it's for
Borrow for what life brings
These are the purposes you can choose on the form. The same five-minute application and the same process, whatever the reason.
Personal
Bridge the gap to your next salary or settle a bill that cannot wait.
Travel
Tickets and stays for a trip home, a holiday or a family visit.
Weddings
Outfits, venue advances and gifts for a wedding in the family.
Home Interior
Furniture, appliances or a repair that makes the house a home.
Emergency
Hospital bills, urgent repairs and other costs that arrive without warning.
Education
Fees, books and courses for you or your children.
MK Finance
Incoming call
Who we are
A small team that handles every application personally
MK Finance is a lending business serving salaried professionals who need short-term funds between pay days. We keep our process simple and our terms plain.
A real person, start to finish
Our team calls you, collects your documents on WhatsApp or email and stays with your application until the money is in your account.
Lending in Mumbai, Pune, Bengaluru, Hyderabad and New Delhi
Salaried professionals living and working in our service cities can apply. Choose your city to see what to keep ready.
Three easy steps
Your loan in three easy steps
Three easy steps from application to money in your bank account.
- 1
Apply online
Fill in the five-minute form with your details and the amount you need. No app, no account, no branch visit.
- 2
Share your documents
Our team calls you and collects your documents on WhatsApp or email. Most applications are decided within one working day.
- 3
Get money in your bank
Your loan amount, interest, fee and repayment date are confirmed in writing, then the amount is transferred straight to your bank account.
Can I apply?
Simple requirements, nothing to install
If you are salaried and your pay reaches a bank account, you can apply today. Everything else we sort out with you on a call.
₹1,00,000
Highest loan amount. Loans start at ₹5,000.
7 to 90days
Tenure, repaid in one payment on the agreed date.
1working day
For a decision once we have your documents.
5minutes
To fill in the online form.
You'll need
- Indian resident aged 18 or above with a PAN
- Salaried employee with salary credited to a bank account
- Living and working in one of our service cities
You won't need
- An app to install
- An account or password
- A branch visit
- Document uploads: our team collects them on WhatsApp or email
Documents are collected after you apply.
See the listCustomer stories
What our customers say
The process was simple and the team explained everything clearly.
Got the money the same day my documents were verified.
No hidden charges. Exactly what was promised.
Good to know
Questions people ask before applying
Who can apply?
Salaried individuals aged 18 or above with a PAN and a bank account receiving salary.
How long does approval take?
Most applications are decided within one working day of receiving your documents.
How is interest calculated?
Interest is charged per day on the loan amount for the tenure of the loan.